Insurance & Billing

Memorial Hermann Surgical Hospital First Colony accepts most major commercial insurances. We are committed to working with your doctor, insurance provider and employer to provide you full access to our health care services. In addition to accepting cash, checks, and credit cards, we offer a variety of payment options to suit your needs.


CareCredit® is a credit card issued exclusively for use in paying for your health care expenses. You can apply for a CareCredit® card to cover the facility portion of your bill at participating surgical facilities.

  • Depending on the cost of your procedure and the options offered at your surgical facility, you may choose between 6, 12, 18, and 24 month special financing options on qualifying purchases of $200 or more.*
  • To apply for a CareCredit® credit card Click Here
  • Contact us if you have any questions.
  • *Subject to credit approval. Minimum monthly payments required. See provider for details.


MedDraftTM is a patient auto-draft program through which you can set-up monthly payments for the surgical facility portion of your bill.

  • Valid checking account number, credit card, or debit card must be provided to the facility upon acceptance of the program. This card/account will be charged/debited each month until the fulfillment of your facility bill.
  • Payment can be spread over a maximum of 6 months will include a fixed payment amount.
  • There is no interest for this payment plan.
  • To learn more from MedDraft’s website Click Here.

Seasonal Financing Plan: (Offered at participating facilities)

The Seasonal Financing Plan is a delayed auto-draft program offered at participating surgical facilities in January and February to assist with the facility portion of your bill.

  • This option is available to all patients covered by insurance products (excludes self-pay)
  • No payment for 60 days and up to 6 months no-interest monthly payments for the facility portion of your bill.
  • A valid checking account number, credit card or debit card must be submitted to the surgical facility.

For more information about the billing and insurance at Memorial Hermann Surgical Hospital – First Colony, please call us at 281-243‑1000.